Payments

In baseball, as in cross-border payments, it’s not just speed—it’s getting it to the right hands.

From “Limited Benefits” to Holy Grail of Cross-Border Payment? Stablecoins in 2025

Stablecoins grew from $20 B to $312 B, moving $27 T a year—but their real test isn’t speed, it’s settlement. Luc Froehlich explains why liquidity, FX, and payout coordination are now the true frontiers of cross-border payments.

Luc • Payments

The Stable Door Opens: How Tokenized Cash Enables Next-Gen Payments

The Stable Door Opens: How Tokenized Cash Enables Next-Gen Payments

McKinsey’s The Stable Door Opens (2025) explores how tokenized cash and stablecoins are redefining payments. With USD 27 trillion in annual transactions and regulatory green lights, the era of programmable money is accelerating.

Annual Progress Report on Meeting the Targets for Cross-Border Payments: 2023 Report on Key Performance Indicators

Annual Progress Report on Meeting the Targets for Cross-Border Payments: 2023 Report on Key Performance Indicators

The FSB’s 2023 progress report benchmarks global payments against G20 targets: costs remain high (1.5–2.5%), remittances average 6.3%, and only 54% of wholesale payments settle within an hour. Tokenized solutions could accelerate progress.

New Value: Stablecoin Trends in Business and Beyond

New Value: Stablecoin Trends in Business and Beyond

Ripple’s New Value 2025 survey of 1,000 finance leaders reveals that 86% are open to using stablecoins, citing faster, cheaper, and more secure transactions. LATAM and MEA lead adoption as stablecoins move from crypto hype to institutional utility.

Global Cross-Border Payments: A $1 Quadrillion Evolving Market

Global Cross-Border Payments: A $1 Quadrillion Evolving Market

The IMF’s Global Cross-Border Payments report (June 2025) examines the USD 1 quadrillion payments ecosystem and its evolution toward tokenized, interoperable settlement networks spanning stablecoins, deposits, and CBDCs.

Circle Payments Network White Paper

Circle Payments Network White Paper

Circle’s Payments Network White Paper outlines a new global settlement protocol connecting banks and fintechs through USDC and EURC. The network merges blockchain programmability with regulated compliance, reshaping cross-border and institutional payments.